क्या आपकी बचत बेकार हो रही है? लोग सबसे जरूरी गलती पर ध्यान नहीं देते.(Image:AI)
personal finance
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News1806-12-2025, 15:57

90% of Savers Miss This: Investing Without a Clear Purpose

  • Many individuals save in FDs, RDs, and SIPs without clearly defined financial goals, making it a routine rather than purposeful.
  • Vague objectives like "retirement" or "the future" hinder emotional connection to investments and effective planning.
  • "Purpose mapping" transforms saving into a tool for achieving specific life dreams, such as career breaks or family crisis preparedness.
  • Linking investments to emotional goals like freedom or security makes saving feel less like a burden and more like a step towards desired life.
  • Experts recommend annual review of financial plans to align investments with evolving life goals.

Why It Matters: It shows how linking investments to clear goals transforms saving from routine to purpose.

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