Rebalance Your Portfolio Now: Smart Moves for a Strong 2026 Start

• Review 2025 performance: Large-caps gained 8.36%, international equity soared 30.27%, while small-caps corrected to -6.05%.
• Gold rallied 70.61% in 2025; trim excess exposure to rebalance your portfolio.
• Revisit your risk appetite: Assess if your financial situation or comfort with volatility has changed.
• Strategically use debt: Reposition from liquid funds to dynamic bond/gilt funds to benefit from falling yields.
• Strengthen global diversification: Gradually add international equity or trim if overweight after strong 2025 gains.

Why It Matters: Disciplined year-end rebalancing is crucial to align your portfolio with goals and prepare for 2026.