Resilient Portfolio: 6 Golden Rules of Asset Allocation

• Asset allocation drives over 90% of a portfolio's performance, not market timing or stock picking.
• Base investment decisions on rules and scientific formulas, not speculative market views or behavioral biases.
• Invest in asset classes with low or negative correlation to spread risk and achieve better long-term, risk-adjusted returns.
• Maintain discipline by systematically rebalancing your portfolio, independent of recent performance.
• Determine asset allocation based on comprehensive risk tolerance, considering factors beyond just age, and optimize taxation rather than solely avoiding it.

Why It Matters: It helps investors build resilient portfolios for long-term wealth.