Achieve Rs 10 Crore in 30 Years: Rs 32,500 Monthly SIP Can Make it Happen

• A monthly SIP of Rs 32,500 can help achieve a Rs 10 crore corpus in 30 years, emphasizing financial freedom and wise investing.
• Mutual fund SIP inflows reached a record Rs 31,002 crore in December 2025, with 60.46 lakh new SIPs started, showing increasing Indian participation.
• The power of compounding allows a Rs 7,000 monthly SIP to build Rs 1 crore in 30 years at 8% annual growth, investing only Rs 25.2 lakh.
• Financial advisors like Dev Ashish recommend a retirement corpus 30-40 times annual expenses; e.g., Rs 3-4 crore for Rs 10 lakh annual expenses.
• Creating a financial plan, factoring in inflation, healthcare, and unplanned expenses, is crucial, along with protecting the corpus from speculative investments.

Why It Matters: Consistent SIPs, leveraging compounding, and strategic financial planning are key to achieving significant wealth goals.