Claim Success Starts Early: Document Your Insurance Right From Day One!

• Most claim issues arise from insufficient or incorrect documentation *before* the claim is filed, not at the time of claim.
• For health insurance, accurately disclose medical history in the proposal form, save the full policy pack, and maintain a comprehensive medical file of all treatments and tests.
• For motor insurance, ensure accurate vehicle declarations, save policy details including add-ons, keep service records, and document accidents immediately with photos.
• Insurers verify if your story, policy terms, and records match; discrepancies lead to delays, queries, or claim rejection.
• Treat insurance documents as a "living file" and maintain them meticulously to ensure smooth and successful claim processing.

Why It Matters: Proactive and accurate documentation from day one is essential for smooth and successful insurance claims.