Avoid These 5 Mutual Fund SIP Sales Pitches Before Investing

• Record SIP inflows are used to push investments without explaining risks, timelines, or suitability.
• SIPs are not suitable for emergency funds due to equity market volatility; use liquid options like FDs instead.
• SIPs are a tool, not a substitute for comprehensive financial planning with defined goals and asset allocation.
• The 'set and forget' approach is misleading; regular review and rebalancing are crucial for portfolio management.
• While SIPs offer rupee cost averaging, they don't fully protect against significant losses during market crashes, and CAGR projections are based on assumed, not guaranteed, returns.