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Moneycontrol12-12-2025, 16:02

Ayush Claims: Why They're Rejected, How to Boost Approval

  • Ayurvedic hospitalization claims often face more scrutiny and rejections than allopathic ones, despite health insurance policies promising coverage.
  • Reasons for claim issues include unfamiliar treatment protocols, facilities not meeting hospital criteria, and weak documentation standards in Ayush centers.
  • Regulators are pushing for equal treatment of Ayush and modern medicine, requiring insurers to have board-approved policies for Ayush coverage.
  • To improve claim success, choose registered Ayush hospitals, understand policy terms, seek pre-authorization, and ensure thorough documentation during treatment.
  • If a claim is rejected, request a written repudiation, use the insurer's grievance process, and escalate to the ombudsman or consumer court if needed.

Why It Matters: It guides policyholders to successfully claim AYUSH treatments.

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