Card Cloning: Spot the Signs, Prevent the Fraud

• Card cloning involves illegally copying card information, often via skimmers at ATMs/POS or through phishing/unsafe websites.
• Fraudsters use small "test charges" to verify card activity, which victims often miss, leading to larger fraudulent transactions later.
• High-risk areas include ATMs, petrol pumps with suspicious terminals, restaurants where cards leave sight, and unsecured online platforms.
• Protect yourself by using chip-and-PIN/contactless payments, inspecting terminals, keeping your card in sight, and avoiding saving details on untrusted sites.
• Regularly monitor transactions and set alerts; report suspicious activity immediately to limit damage and aid recovery.

Why It Matters: Safeguard your finances by understanding and preventing card cloning.