Credit Card Eligibility: Salary, Age, CIBIL Score & Key Factors Explained
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Moneycontrol30-01-2026, 15:28

Credit Card Eligibility: Salary, Age, CIBIL Score & Key Factors Explained

  • Credit card eligibility depends on salary, age, CIBIL score, and employment status.
  • Minimum salary requirements typically range from Rs 15,000-25,000 monthly, with premium cards needing Rs 1 lakh+.
  • Applicants generally need to be between 18 and 65 years old; a steady income is crucial for younger applicants.
  • A CIBIL score above 750 significantly boosts approval chances for better cards and higher limits.
  • Moneycontrol offers a digital platform to compare and apply for credit cards with paperless applications and rewards.

Why It Matters: Understanding credit card eligibility factors like salary, age, and CIBIL score is vital for successful applications.

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