Insurance Claim Rejected? Here's How to Escalate to IRDAI & Get Justice

• A rejected insurance claim isn't the final word; India has a structured grievance system for policyholders.
• First, carefully review the rejection reason; often, it's a documentation issue that can be resolved by submitting correct papers.
• If unresolved, file a formal grievance directly with your insurance company; they are mandated to have a redressal system.
• If the insurer fails to resolve or respond, escalate your complaint to IRDAI via their Integrated Grievance Management System (IGMS).
• For persistent disputes, approach the insurance ombudsman; this system offers an easier, cost-free resolution without legal representation.