Loan or Credit Card Rejected? Uncover What's Hurting Your Credit Profile

• Low or unstable credit score due to late payments, defaults, or missed EMIs can lead to rejection.
• High credit utilization, consistently maxing out credit cards, signals financial trouble to lenders.
• Multiple recent applications for loans or credit cards trigger 'hard inquiries' and can lower your score.
• Inconsistent income or employment history raises concerns about repayment ability for lenders.
• Errors on your credit report, like active closed loans or incorrect defaults, can negatively impact approvals.