OTP Fraud Alert: Sharing This Code Can Empty Your Bank Account Instantly

• Your credit card OTP is your final security layer; sharing it directly authorizes transactions, making fraud recovery extremely difficult.
• Scammers use urgency and partial information to trick you into revealing your OTP, often initiating a transaction simultaneously.
• Banks typically do not reverse OTP-based fraudulent transactions as the system considers them customer-authorized.
• Common myths like 'fraud only happens via links' or 'scammers can see OTPs anyway' are false and lead to costly mistakes.
• Always end suspicious calls, never share an uninitiated OTP, and use official bank channels for verification to prevent fraud.

Why It Matters: Never share your credit card OTP; it's your explicit authorization for transactions and crucial for fraud prevention.