Payments in 2026: Biometrics, AI Shopping, and One-Click Checkouts to Dominate

• India is set to redefine payments by 2026, moving beyond traditional methods with rapid technological adoption.
• Biometric authentication (facial recognition, fingerprint scans) and device-based passkeys will replace OTPs, enhancing security and accessibility.
• Manual guest checkouts will become obsolete, replaced by instant, one-tap options like Google Pay and tokenized card credentials.
• Agentic commerce, where AI agents shop on behalf of consumers, will go mainstream, personalizing purchases and controlling spending.
• The rise of AI-driven threats like deepfakes and synthetic identities will intensify the fight for digital identity, requiring advanced fraud prevention.