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Moneycontrol28-01-2026, 14:02

PPO Number After Retirement: How to Find Your Pension Payment Order

  • The Pension Payment Order (PPO) number is crucial for retirees under the Employees' Pension Scheme, linking them to their monthly pension.
  • PPOs are issued by the Employees' Provident Fund Organisation (EPFO) upon processing a pension claim; they are now mostly digital, unlike the older physical booklets.
  • The PPO number remains constant for life, even if you change banks or move cities, and is also used for family pension after the pensioner's death.
  • You can find your PPO number through the EPFO pensioner portal, the UMANG App, your pension-disbursing bank, or old retirement paperwork.
  • Unlike UAN or PF account numbers, the PPO is exclusively for pension payments and is essential for submitting life certificates, changing bank details, or resolving pension delays.

Why It Matters: Understanding and knowing how to locate your PPO number is vital for hassle-free pension management post-retirement.

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