Protect Your Credit Card: 5 Habits to Safeguard Your Finances from Fraud

• Credit card fraud often starts quietly with small, unnoticed transactions, not always dramatic international charges.
• Your credit card is linked to your financial identity, including phone, email, credit score, and auto-debits.
• Turn on and read transaction alerts immediately; even small unrecognized charges can indicate fraud.
• Lock unused features like international usage or contactless payments via bank apps to reduce access points.
• Never let urgency override common sense; legitimate bank employees will never ask for your OTP.
• Regularly check your credit report for unfamiliar accounts or inquiries, and avoid public Wi-Fi for banking.