Rising Stroke Risk: Essential Health Insurance for Every Life Stage

• Stroke cases among young adults (20-45) are sharply increasing, with a 2.3x rise between 2021-2025.
• Lifestyle factors like hypertension, diabetes, obesity, stress, and delayed detection drive this trend.
• 74-79% of patients are under-protected financially; nearly half lack insurance, and many have insufficient coverage.
• Total treatment and rehabilitation costs range from Rs 5-12 lakh, often leaving insured patients with significant out-of-pocket expenses.
• Experts recommend Rs 25-30 lakh cover for a family of three in metros, with higher limits for older families and critical illness riders.