Rupee's Slide Makes Foreign Degrees Costlier for Indian Students, Not Tuition Hikes

• The weakening Indian rupee against major foreign currencies is significantly increasing the cost of overseas education for Indian families.
• A master's degree in the US, costing Rs 40 lakh two years ago, now easily costs Rs 45-48 lakh due to currency depreciation, even without university fee hikes.
• The impact is compounded as living costs, accommodation, and health insurance are all paid in foreign currency, making each semester more expensive.
• Education loans do not eliminate currency risk; later disbursements become more expensive, leading to higher EMIs post-graduation.
• Families often underestimate this currency risk, treating foreign education as a one-time cost rather than a multi-year financial commitment.

Why It Matters: The depreciating rupee is silently inflating foreign education costs, demanding more conservative financial planning from Indian families.