Travel Smart: Enjoy Vacations Without Debt

• Plan your budget first, then choose a destination that fits your spending comfort.
• Regularly save for travel, treating it like a bill, to avoid last-minute financial stress.
• Consider traveling during the off-season for lower prices and a more relaxed experience.
• Prioritize spending on a few key experiences that truly matter, saving on less important aspects.
• Avoid booking decisions when tired or stressed; plan early or look for genuine last-minute deals.

Why It Matters: Enjoy debt-free travel by planning finances first, saving consistently, and making smart spending choices.