Personal Loans: Get Low Rates, High Amounts! Find Your Best Bank Now
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Moneycontrol16-01-2026, 18:09

Personal Loans: Get Low Rates, High Amounts! Find Your Best Bank Now

  • Personal loans are unsecured financial products for various needs like medical expenses or debt consolidation.
  • Interest rates depend on credit score (750+ for lower rates), income, debt-to-income ratio, and loan tenure.
  • Top banks offer competitive rates: HDFC Bank and ICICI Bank start at 10.85%, IDFC First Bank offers up to ₹1 crore.
  • Compare offers from SBI, HDFC, ICICI, Axis, Kotak, IDFC First, Bank of Baroda, Yes Bank, and PNB.
  • Platforms like Moneycontrol allow online comparison and application for loans up to ₹50 lakh with rates from 10.5%.

Why It Matters: Compare personal loan offers from various banks and platforms like Moneycontrol to secure the best rates and terms.

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