PNB Q3 Profit Jumps 13% YoY to Rs 5,100 Crore, NPA Ratios Improve

• Punjab National Bank (PNB) reported a 13.13% year-on-year rise in Profit After Tax (PAT) to Rs 5,100.15 crore for Q3 FY26.
• Sequentially, the net profit increased by 4% from the previous quarter.
• Gross Non-Performing Asset (NPA) ratio improved to 3.19% as of December 31, 2025, down from 4.09% in Q3 FY25.
• Net NPA ratio also saw an improvement, reaching 0.32% in Q3 FY26 compared to 0.41% in Q3 FY25.
• The Provision Coverage Ratio improved by 22 basis points year-on-year, standing at 96.99% as of December 31, 2025.

Why It Matters: PNB's Q3 FY26 results show strong profit growth and significant improvement in asset quality.