Post Office Monthly Income Scheme: Earn Rs 9,250 Monthly Without a Job!

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News18•10-01-2026, 20:55
Post Office Monthly Income Scheme: Earn Rs 9,250 Monthly Without a Job!
- •Central Government confirms no interest rate changes for Post Office savings schemes from January 1, 2025, ensuring attractive rates continue.
- •The Monthly Income Scheme (MIS) offers a stable 7.4% annual interest, attracting those seeking regular income.
- •Individuals can deposit up to Rs 9 lakh in a single account, while joint accounts allow up to Rs 15 lakh with a maximum of three members.
- •Invest once, and the principal is secured for five years; monthly interest is credited to your savings account, with the full principal withdrawable after the term.
- •Depositing Rs 15 lakh in a joint account yields Rs 9,250 monthly, making it ideal for retirees or those seeking home-based income.
Why It Matters: Post Office MIS offers a secure, stable monthly income of up to Rs 9,250 with a 7.4% annual interest.
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