PPF vs. Personal Loan: Make a Smart Choice for Your Borrowing Needs

Entertainment National Sports Markets Business & Economy Lifestyle World Astrology & Religion Technology Education & Jobs Auto Politics Viral Opinions

Loading more articles...

PPF Loan vs. Personal Loan: Which is Smarter for Your Finances?

PPF Loan vs. Personal Loan: Which is Smarter for Your Finances?

N

News18•04-03-2026, 10:11

PPF Loan vs. Personal Loan: Which is Smarter for Your Finances?

•PPF loans offer significantly lower interest (8.1%) compared to personal loans (12-18%).
•No CIBIL score check or extensive documentation needed for PPF loans, as your own deposit acts as guarantee.
•PPF loans are available only from the 2nd to 5th year of account opening, with a maximum 36-month repayment period.
•Failure to repay PPF loan within 36 months increases interest from 1% to 6% extra, plus penalty.
•PPF provides E-E-E tax benefits, making it a safe, long-term savings option with cheap emergency loan access.

Read Full Article on News18 in Hindi

✦

More like this

✦

More like this

পিপিএফ ঋণ না ব্যক্তিগত ঋণ? কোনটি আপনার জন্য বেশি লাভজনক জেনে নিন (Image: AI)

PPF vs Personal Loan: Which is Better? Uncover the Cheaper, Safer Option!

मुश्किल वक्त में PPF बनेगा सहारा, जानिए लोन का सही समय और नियम. (Image:AI)

PPF Loan: Your Cheapest Emergency Fund - Avoid Costly Personal Loans!

लंबी अवधि की बचत में PPF आगे या FD बेहतर. (Image:AI)

PPF vs FD: Which Investment Offers More Benefit for Safe Returns?

SIP vs PPF: Which investment yields more in 15 years with Rs 5,000 monthly?

SIP vs PPF: Which investment yields more in 15 years with Rs 5,000 monthly?

Invest Rs 150 Daily in PPF, Get Rs 24 Lakhs: Central Govt's Good News for Savers

Invest Rs 150 Daily in PPF, Get Rs 24 Lakhs: Central Govt's Good News for Savers

रिटर्न, जोखिम और लिक्विडिटी का पूरा गणित, समझें FD या PPF बेहतर. (Image:AI)

FD vs PPF: Which Offers More Long-Term Benefits and Tax Savings?