RBI to Inject ₹2 Lakh Crore Liquidity: How it Benefits Common Man with Easier Loans

• RBI will inject ₹2 lakh crore into banks by purchasing government securities and conducting a $10 billion dollar-rupee swap.
• These Open Market Operations (OMOs) aim to boost banking system liquidity and ensure smooth market conditions.
• Government securities worth ₹2 lakh crore will be purchased in four tranches between December 2025 and January 2026.
• A $10 billion dollar-rupee buy/sell swap for a three-year tenure is scheduled for January 13, 2026.
• Increased liquidity will lead to easier and quicker loan approvals for the common man, boosting credit flow and economic consumption.

Why It Matters: RBI's ₹2 lakh crore liquidity injection aims to ease loans for common people and boost the economy.