Starting Retirement Savings at 30 vs 40: A Multi-Crore Impact

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Retirement Fund: Starting at 30 vs. 40 Creates Crores-Worth Gap

40 की उम्र में शुरू किया निवेश तो 3 करोड़ का सपना रह सकता है अधूरा, चौंकाने वाले आंकड़े. (Image:AI)

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News18•28-02-2026, 10:49

Retirement Fund: Starting at 30 vs. 40 Creates Crores-Worth Gap

•Delaying investment by 10 years can lead to a difference of crores in retirement funds due to lost compounding benefits.
•Starting an SIP of 9,000 rupees at age 30 for 30 years at 12% annual return can yield over 3.17 crore rupees.
•Starting the same 9,000 rupees SIP at age 40 for 20 years at 12% annual return results in only about 90 lakh rupees.
•To achieve a 3 crore goal when starting at 40, monthly investment needs to be around 30,000 rupees or more.
•Mutual funds via SIPs are suitable for long-term goals, but market risks exist; financial advice is recommended.

Read Full Article on News18 in Hindi

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