Debt Trap Warning: 5 Signs Your Salary Isn't Enough & You're Drowning in Loans

• Paying only the minimum due on credit card bills, causing interest to accumulate.
• Taking new loans to pay off existing debts, increasing the overall interest burden.
• Loan principal not decreasing significantly despite regular EMI payments.
• 30-40% or more of your salary is consumed by EMIs, leaving little for other expenses.
• No savings or emergency fund built up even after years of working.

Why It Matters: Recognize debt trap signs early; timely action and small steps can help you escape financial burden.