Score Over 800? Banks Offer VIP Treatment, Premium Perks

• A credit score above 800 is considered excellent, with scores above 750 already deemed 'excellent' by agencies like CIBIL, Experian, and Equifax.
• High credit scores lead to faster loan approvals, reduced documentation, better interest rates on loans (home, car, personal), and the ability to negotiate processing fees.
• Individuals with high scores gain access to premium credit products like high-end credit cards with increased limits, travel perks, pre-approved personal loans, and superior reward/cashback offers.
• Maintaining a high score requires timely EMI/credit card payments, keeping credit utilization below 30%, avoiding outstanding balances, and regularly checking credit reports.

Why It Matters: A high credit score unlocks VIP financial benefits and better loan terms for you.