SEBI Survey 2025: 90% Indian Families Shun Stock Market; Gen Z Leads Investment

• SEBI's Investors Survey 2025 reveals over 90% (30.5 crore) Indian families do not invest in securities market instruments, despite significant market growth.
• Only 9.5% (3.21 crore) families invest in shares, mutual funds, ETFs, or corporate bonds, indicating low participation despite market cap and AUM growth.
• Awareness of traditional options like mutual funds (53%) and stock market (49%) is higher, but actual investment is low (6.7% in MFs, 5.3% in shares).
• Investment participation varies, with Delhi (21%), Maharashtra (17%), Goa (16%), and Gujarat (15%) leading, while Nagaland (3%) and Uttarakhand/Meghalaya (4.5%) lag.
• Gen Z shows highest investment awareness (66%), indicating a potential shift. Lack of information, complexity, fear of loss, and distrust are major barriers for non-investors.

Why It Matters: Despite market growth, most Indian families avoid securities, highlighting a need for increased financial literacy and trust.