Secure Your Retirement: Top Passive Income Options for a Worry-Free Future

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News18•13-01-2026, 22:51
Secure Your Retirement: Top Passive Income Options for a Worry-Free Future
- •Passive income, like rent, interest, dividends, and pensions, is crucial for financial independence post-retirement.
- •Senior Citizen Savings Scheme (SCSS) offers attractive interest rates and tax benefits, allowing up to ₹30 lakh investment for 5 years.
- •Renting out owned property (flat, house, shop) provides stable monthly income, covering household expenses.
- •Dividend-paying shares and mutual funds offer periodic dividends and capital appreciation for those willing to take some risk.
- •Post Office Monthly Income Scheme (MIS) provides a low-risk, fixed monthly income, with investments up to ₹9 lakh (single) or ₹15 lakh (joint).
Why It Matters: Strategic passive income planning ensures financial security and a dignified life after retirement.
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