Shriram Capital Reshapes Lending Post-MUFG Deal, Eyes 20% Growth & Rating Upgrade

• Shriram Capital to restructure its credit and lending business to refocus on other ventures, post MUFG Bank deal.
• Executive VC Umesh Revankar expects 20% growth, a rating upgrade, and lower cost of funds due to the MUFG partnership.
• The capital infusion is projected to boost return on assets from 2.8% to 3.5% and strengthen the balance sheet.
• Shriram Finance aims for Rs 4 lakh crore AUM by FY28, leveraging the stronger financial position for better customer pricing.
• Despite restructuring, Shriram Capital remains the promoter, with credit and lending continuing as its flagship business.

Why It Matters: Shriram Capital's restructuring post-MUFG deal aims for growth, stronger finances, and strategic focus.