SIP Investment: Turn Rs 10,000 SIP into Rs 16 Crore with HDFC Balanced Advantage Fund

• HDFC Balanced Advantage Fund, launched in Feb 1994, turned a Rs 10,000 monthly SIP into Rs 15.89 crore by Jan 31, 2026, with 18.40% returns.
• Longer investment periods yield higher returns; 15-year SIP of Rs 10,000 resulted in Rs 60.51 lakh (14.08% returns).
• Lumpsum investment of Rs 10,000 grew to Rs 40,675 in 10 years, with the fund generating 17.90% profits since inception.
• The fund uses a dynamic asset allocation strategy, shifting between equity and debt based on market conditions for stable long-term returns.
• With over 30 years of history and Rs 1.06 lakh crore AUM, the fund has navigated multiple market cycles, though past returns don't guarantee future performance.