SIP vs Lump Sum: Which Investment Path Leads to ₹1 Crore Faster?

• Mutual funds are a popular choice for wealth building, offering better long-term returns than traditional savings.
• SIP (Systematic Investment Plan) allows regular, disciplined investment, reducing market fluctuation impact through rupee cost averaging.
• A ₹10,000 monthly SIP at 12% annual return can reach ₹1.13 crore in approximately 21 years.
• Lump sum investment involves investing a large amount at once, suitable for those with substantial funds and market understanding.
• A ₹10 lakh lump sum at 12% return can grow to ₹1.08 crore in about 21 years, but carries higher market risk.