Top 3 Credit Cards for Train Travelers: Royal Treatment for Ordinary Passengers!

• Banks introduce credit cards for train travelers to reduce booking charges and offer luxurious facilities.
• AU ixigo credit card offers zero convenience fee on ixigo app, maximum reward points on AC tickets, and 8 free railway lounge accesses annually. It's a lifetime free card.
• SBI IRCTC Premier Card provides up to 10% reward points on bookings, transaction fee waiver, and free lounge access at stations. Joining and renewal fee is Rs. 500.
• HDFC IRCTC Card offers additional cashback via SmartBuy, while Bank of Baroda IRCTC card gives good rewards on groceries with a low annual fee. Joining and renewal fee is Rs. 500.
• These cards provide airport-level facilities at railway stations and offer insurance for added security, making train travel more pleasant.