Turn ₹4 Lakh into ₹1 Crore: Secure Your Retirement with Smart Lump Sum Investment!

• Invest a lump sum of ₹4 lakh to build a ₹1 crore retirement fund without monthly deposits.
• Lump sum investment allows your entire capital to start working immediately, leveraging compounding.
• Time is crucial; the sooner you invest, the greater the impact of compound interest over 29 years.
• Investing during market lows maximizes returns, with equity mutual funds or index funds as options.
• With a 12% annual return, ₹4 lakh can grow to over ₹1.06 crore in approximately 29 years.