Unlock Financial Freedom: Your Guide to 'Buy Now, Pay Later' Apps and EMIs

• Buy Now, Pay Later (BNPL) is a financial tool allowing immediate purchases with deferred payments, offering interest-free EMIs and flexibility.
• Popular BNPL platforms in India include Amazon Pay Later, Flipkart Pay Later, ICICI PayLater, Zest Money, Simpl, and LazyPay.
• BNPL EMIs work by dividing purchases into small, manageable installments over 3, 6, 9, or 12 months, with some offering no-cost EMI.
• Timely EMI payments are crucial to avoid late fees and improve your credit score.
• Some BNPL services may require a down payment, while others offer zero down payment, depending on the provider and your credit profile.