Unlock Lakhs: 6 Govt Schemes Under ₹100 Premium for All

• Central government offers 6 schemes providing lakhs in benefits with annual premiums often under ₹100.
• PMSBY (₹20/year for ₹2 lakh accident cover) and PMJJBY (₹436/year for ₹2 lakh life cover) provide crucial financial security.
• Ayushman Bharat and PM-JAY offer up to ₹5 lakh cashless health insurance annually, covering hospitalization and treatments with no premium.
• Aam Aadmi Bima Yojana provides life insurance for rural/unorganized sectors with low/zero premium, offering up to ₹75,000 for accidental death.
• Niramay Swasthya Bima Yojana caters specifically to persons with disabilities, covering health needs at a nominal premium.

Why It Matters: Access affordable government schemes for significant insurance and health security benefits, often under ₹100 premium.