ICICI Bank Q3 Profit Dips 4% to Rs 11,317 Crore, Asset Quality Improves

• ICICI Bank reported a 4% year-on-year decrease in standalone net profit to Rs 11,317.86 crore for the December 2025 quarter.
• Total income increased by approximately 2% to Rs 49,334 crore, while Net Interest Income (NII) grew by 7.7% to Rs 21,932 crore.
• Asset quality improved significantly, with Gross NPA falling to 1.53% and Net NPA to 0.37% in Q3 FY25.
• Sandeep Bakhshi has been reappointed as MD and CEO for two more years, and Ajay Kumar Gupta as Executive Director for two more years, pending regulatory approvals.
• ICICI Bank's share price has risen 13% in one year, with a market capitalization exceeding Rs 10 lakh crore.

Why It Matters: ICICI Bank's Q3 profit declined, but strong NII growth and improved asset quality signal underlying financial health.