RBI MPC Keeps Repo Rate Unchanged at 5.25%; Raises FY26 Growth Forecast to 7.4%

• The Reserve Bank of India's Monetary Policy Committee (MPC) maintained the repo rate at 5.25% in its first meeting of the year.
• This decision keeps monthly installments for home, vehicle, and commercial loans stable.
• The bimonthly MPC meeting concluded on February 6, having started on February 4.
• The repo rate was previously cut by 0.25% in December 2025, bringing it to 5.25%.
• RBI increased the growth forecast for FY26 to 7.4% and set retail inflation forecast at 2.1% for the current financial year.