No Salary Slip? Get a Loan Fast! Bank Statements, ITR, CIBIL Score Are Key
No Salary Slip? Get a Loan Fast! Bank Statements, ITR, CIBIL Score Are Key
- •Loans are possible even without a salary slip by providing alternative documents.
- •Bank statements (6-12 months) showing regular income are crucial for loan approval.
- •Income Tax Returns (ITR) for the past 2-3 years can effectively replace a salary slip.
- •Business owners need GST filings, invoices; professionals can use client agreements.
- •A strong credit score (CIBIL) and clean repayment history are vital, especially without formal income proof.