Chinese Woman Claims Rs 1.2 Lakh from 'Love Insurance' After Decade-Long Romance

• A Chinese woman, Wu, claimed 10,000 yuan (Rs 1.2 lakh) from a 'love insurance' policy she bought for 199 yuan (Rs 2,500) in 2016.
• The policy, issued by China Life Property and Casualty Insurance Company Limited, promised a payout if the holder married their designated partner within ten years after the third anniversary of the policy's start date.
• Wu purchased the policy as a gift for her then-boyfriend, Wang, whom she met in high school and started dating in 2015.
• Despite initial skepticism from Wang, the couple married in October 2025, making Wu eligible for the payout.
• Wu opted for the cash payout instead of 10,000 roses or a 0.5-carat diamond ring, as the 'love insurance' product was discontinued in 2017, but existing policies remain valid.

Why It Matters: A Chinese woman successfully claimed a significant payout from a unique 'love insurance' policy after marrying her partner.