•Bollywood actor Rajpal Yadav's 9 crore debt case highlights the widespread issue of financial distress beyond the entertainment industry.
•Many middle-class citizens are caught in an endless cycle of EMIs, using credit cards and personal loans for purchases like phones, cars, and even flight tickets.
•A survey by E-Resolution Consultancy Expert Panel reveals 85% of people spend 40% of their salary on EMIs, with many earning 35k-65k allocating 28k-30k monthly.
•Dehradun residents Trilok and Paramjeet emphasize 'brand phobia' and 'buy now, pay later' culture as drivers of debt, leading to stress and financial indiscipline.
•Common citizens, unlike high-profile cases, often face severe mental stress and extreme measures due to debt, as highlighted by single mother Lajwanti's struggle.
