₹10K SIP for 30 Yrs: ₹2.6 Cr Corpus Shrinks to ₹32 Lakh Real Value Due to Inflation

• A ₹10,000 monthly SIP for 30 years at 12% returns can accumulate ₹2.6 crore.
• High inflation (e.g., 7%) can reduce the real purchasing power of ₹2.6 crore to just ₹32 lakh in today's terms.
• Inflation also drastically increases future living expenses, making a large corpus insufficient.
• "Step-Up SIPs" (increasing contributions annually) are crucial to combat inflation and build substantial real wealth.
• Diversifying investments and maintaining a balanced portfolio are also vital strategies to beat inflation.

Why It Matters: ₹10,000 SIPs need annual increases to outpace inflation and build true wealth.