New Investors: How Much Equity, How Much Debt? Experts Advise

• New investors should determine asset allocation (equity vs. debt) based on income, expenses, and risk tolerance.
• A common guideline suggests a 50:50 equity-to-fixed income split, but younger investors can consider a 60:40 ratio.
• High-risk takers may invest 60-70% in equity, but experts warn against 100% equity due to market correction risks.
• New investors can start with flexicap or largecap equity funds, understanding SEBI has 11 categories.

Why It Matters: This helps new investors strategically allocate assets for balanced returns and risk.