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Moneycontrol19-01-2026, 14:43

Ayushman Card: Free Treatment Up to ₹5 Lakh, Pre-existing Diseases Covered

  • The Ayushman Card, under Pradhan Mantri Jan Arogya Yojana, provides cashless treatment up to ₹5 lakh annually for poor and needy families.
  • It covers treatment in both government and empanelled private hospitals, including pre-existing diseases from day one.
  • Eligibility is based on socio-economic status, primarily targeting landless laborers, manual workers, and specific urban unorganized sector workers.
  • Income tax payers, government employees, and those with existing comprehensive health insurance are generally not eligible.
  • Cards can be obtained online via the official Ayushman Bharat website or offline at Common Service Centers and government hospitals.

Why It Matters: The Ayushman Card offers crucial financial protection for serious illnesses, ensuring cashless treatment for eligible families.

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