Credit Card Billing Cycle: Get 45 Days Interest-Free Shopping

• Credit card users can leverage an interest-free period of up to 45 days for purchases.
• Maximise the interest-free period by making large purchases at the beginning of your credit card's billing cycle.
• The interest-free benefit is only valid if the full bill amount is paid on time; paying minimum amounts incurs interest from the transaction date.
• Avoid cash advances as they do not offer an interest-free period and accrue interest immediately.
• Monitor your credit card's billing and due dates to effectively manage payments and avoid interest charges.

Why It Matters: Maximize your credit card's interest-free period to save money on purchases.