Mutual Funds, FD, or RD: Which Investment is Right for You?
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Moneycontrol18-01-2026, 15:55

Mutual Funds, FD, or RD: Which Investment is Right for You?

  • FDs offer security and fixed returns, ideal for risk-averse individuals, but may not beat inflation.
  • RDs promote disciplined savings with fixed returns similar to FDs, suitable for beginners.
  • Mutual Funds offer higher, market-linked returns with risk, best for long-term wealth creation and beating inflation.
  • Investment choice depends on individual needs, risk tolerance, and financial goals.
  • SIPs allow starting Mutual Fund investments with small, regular amounts.

Why It Matters: Choose between FD/RD for security or Mutual Funds for higher returns based on your risk appetite.

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