Mutual Funds, FD, or RD: Which Investment is Right for You?

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Moneycontrol•18-01-2026, 15:55
Mutual Funds, FD, or RD: Which Investment is Right for You?
- •FDs offer security and fixed returns, ideal for risk-averse individuals, but may not beat inflation.
- •RDs promote disciplined savings with fixed returns similar to FDs, suitable for beginners.
- •Mutual Funds offer higher, market-linked returns with risk, best for long-term wealth creation and beating inflation.
- •Investment choice depends on individual needs, risk tolerance, and financial goals.
- •SIPs allow starting Mutual Fund investments with small, regular amounts.
Why It Matters: Choose between FD/RD for security or Mutual Funds for higher returns based on your risk appetite.
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