PAN-Aadhaar Link Deadline: Act Now or Face Inoperative PAN from Jan 1, 2026!

• No extension announced for PAN-Aadhaar linking beyond December 31, 2025; PANs become inoperative from January 1, 2026.
• Inoperative PAN prevents ITR filing, tax refunds, new bank/demat accounts, and large financial transactions.
• Linking is still possible after the deadline by paying a penalty, but PAN will remain inoperative until reactivated.
• Salaried individuals, business owners, investors, and those awaiting tax refunds will be most affected.
• Exemptions exist for NRIs, Senior Citizens, and those under the Aadhaar Act, but verification is crucial.

Why It Matters: Link PAN-Aadhaar immediately with penalty if missed to avoid financial disruptions.