Personal Loan Without Income Proof? Here's How to Get One!

• Personal loans can be obtained without traditional income proof like salary slips or ITR, but specific conditions apply.
• A strong CIBIL score, clean payment history, and regular income patterns in bank statements increase loan approval chances.
• Freelancers and self-employed individuals can use GST returns, business documents, or tax returns as income proof.
• Banks assess overall financial situations; property, fixed deposits, or secured assets can help secure a loan.
• Experts advise strengthening credit profiles, having alternative documents ready, and borrowing only what's necessary due to higher interest rates.