Post Office Monthly Income Scheme: Secure Your Future with Guaranteed Monthly Earnings

M
Moneycontrol•10-02-2026, 23:07
Post Office Monthly Income Scheme: Secure Your Future with Guaranteed Monthly Earnings
- •Post Office Monthly Income Scheme (MIS) offers stable and guaranteed income with low risk.
- •Ideal for retired individuals, homemakers, and risk-averse investors seeking fixed monthly income.
- •Minimum investment of ₹1,000; maximum of ₹9 lakh for single accounts, ₹15 lakh for joint accounts.
- •Interest credited directly to your bank account monthly; principal returned after 5 years.
- •Example: A joint account of ₹15 lakh can yield approximately ₹9,250 per month.
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