Small Savings Schemes: PPF, NSC Rates May Change Soon; Know Current Interest

• Interest rates for small savings schemes like PPF and NSC may soon be reviewed by the Finance Ministry.
• The review is expected on December 31, 2025, for the January-March 2026 quarter.
• Despite RBI's 1.25% repo rate cut, small savings rates remained unchanged for Oct-Dec 2025.
• SCSS and Sukanya Samriddhi Yojana currently offer the highest rate at 8.2%. PPF is at 7.1%.
• Investors favor these government-backed schemes for their safety and long-term investment potential, especially PPF.

Why It Matters: Small savings scheme interest rates face potential cuts despite their popularity and safety.