Bank Account Blocked? Understand Threshold Limit and How to Resolve It

• A Threshold Limit is a predefined limit after which banks temporarily stop transactions for security.
• Reasons for crossing the limit include sudden large deposits, repeated large transactions, or too many transactions in a short period.
• Incomplete or outdated KYC is a major reason for banks to apply the Threshold Limit sooner.
• When an account is blocked, ATM withdrawals, UPI, net banking, and check payments may be affected, though deposits often remain active.
• To avoid issues, regularly update KYC, inform the bank about large transactions, and understand your account's transaction limits.